New investment vehicles and strategies entail different characteristics and different risks that require different skills. Traditional credit analysis can be supplanted by other investment risks – including market value volatility, cash flow variability and liquidity.
RRC works primarily with state insurance departments on financial examinations as well as special projects. Our investment specialists have decades of direct knowledge and experience in the investment markets, and have developed the skills to evaluate investment portfolios across the spectrum of size and complexity among insurance companies. Intimately familiar with the NAIC’s risk-focused surveillance process, RRC performs in-depth reviews of an insurer’s investment strategies and is well-equipped to analyze the range of assets held by insurers, concentrating on where there may be existing or latent issues that could materially impact the solvency or financial stability of the insurer. The RRC team can also thoroughly vet an insurer’s investment policies and compliance procedures.