Dave Heppen

Contact Us
855-246-0815
Primary Focus
Partner Oversight of:

Actuarial Examinations

Dave leads the firm’s property/casualty and pension actuarial teams and serves as Quality Review Partner providing oversight and directive to his actuarial team on risk-focused examinations, rate and rule applications, captive application reviews and other special projects. Dave is directly responsible for client relationships and ensuring high quality service is delivered as well as staffing and scheduling for actuarial projects within the firm. Dave has over 25 years of experience in the following areas:

  • Statutory and GAAP financial reporting
  • Enterprise Risk Management (ERM) and Own Risk Solvency Assessment (ORSA)
  • Reinsurance and risk transfer
  • Captives
  • Rate filing reviews
  • Big Data and complex models
  • Risk-focused examinations
  • Market conduct examinations
  • Mergers and acquisitions
  • Risk-based capital
Dave Heppen Bio Pic
Thought Leadership

Dave is the current Chair of the American Academy of Actuaries (“AAA”) ERM/ORSA Committee, current Chair of the AAA’s Workers’ Compensation Committee, and a member of the AAA’s Committee on Property and Liability Financial Reporting (COPLFR), which focuses on statutory accounting issues for property and casualty insurers. Dave has served as Chair COPLFR’s Practice Note Subcommittee, providing guidance to US property and casualty Appointed Actuaries on Statutory Statements of Actuarial Opinion. In 2011, Dave won the Hachemeister Prize for co-authoring a research paper titled “A Practical Approach to Risk Margins in the Measurement of Insurance Liabilities for Property and Casualty (General Insurance) under Developing International Finance Reporting Standards”. He has presented at numerous actuarial and industry conferences and has published articles on a wide variety of topics, including insurer insolvency risk actors, stress testing, risk margins, Big Data, and risk financing optimization for self-insured entities.

Line of Business Expertise

  • All significant Property & Casualty lines of business, including commercial lines, personal lines, mortgage insurance, and title insurance
  • Captives
Education and Qualifications

  • Bachelor of Arts, Mathematics, Franklin & Marshall College
  • Fellow, Casualty Actuarial Society
  • Member, American Academy of Actuaries