M. Patrick Tracy

M. Patrick Tracy

Baltimore, Maryland
Contact Us
855-246-0815
Primary Focus
Partner oversight of:

Financial Examinations

Financial Analysis

"Our success as a firm is deeply rooted on the foundation of providing our people with opportunities to grow their expertise and knowledge to serve our clients. We have good people who are knowledgeable and certified to meet client expectations"

Pat has over 40 years of leadership experience in the insurance industry, including over 30 years at Risk & Regulatory Consulting, LLC (“RRC”) and its predecessor firms. He has worked to create the RRC methodology that allows our people to properly execute the concepts embedded in the risk focused examination process. Pat has a deep commitment to fully develop our people and consistently improve our process and methodology.

Patrick Tracy Bio Pic
Thought Leadership

Pat is a Statutory Accounting expert on Financial Examination and Analysis projects. He has served as a subject matter expert on several large projects related to the assessment of corporate governance, enterprise risk management (ERM) and internal audit functions, as well as risks and controls documentation. Pat has made formal presentations to the National Association of Insurance Commissioners (NAIC), initially to the Examiner’s Handbook Committee and eventually to Ex (4), on the use of consulting firms on multi-state examinations. He has taught the NAIC’s Codification Program and developed the NAIC’s Fraud Training Program. Additionally, Pat contributed to the financial monitoring tools for the NAIC’s Health Entities Working Group.

Line of Business Expertise

  • Life and Annuity
  • Health/HMO
  • Property & Casualty
  • Title
Education and Qualifications

  • Bachelor of Science in Accounting, Towson University
  • Certified Financial Examiner
  • Certified Public Accountant