Margaret C. Spencer

Margaret C. Spencer

Ponte Vedra Beach, Florida
CPA, CFE, CIE, MCM, CIA, CRMA, CLU, RHU, CPCU
Contact Us
855-246-0815
Primary Focus
Partner Oversight of:

Market Conduct Examinations

Financial Examinations

Medical Loss Ratio Examinations

"Focusing on understanding the services to be performed for each client is essential in order to meet the requirements of each Department"

Marg has been dedicated to providing consulting services to the insurance industry for over 35 years. Her expertise includes market regulation, financial, operational, and insolvency consulting services to state and federal insurance regulators.

Margaret Spencer Bio Pic
Thought Leadership

Marg frequently presents at training for industry groups and state insurance departments. She serves on the Society of Financial Examiners’ (SOFE) Membership Committee. Marg also serves on the Insurance Regulatory Examiners Society’s (IRES) Accreditation and Ethics Committee, Education Committee, CDS Committee, and Curriculum subgroup. Additionally, she serves as a representative on the American Institute of Certified Public Accountants’ (AICPA) National Association of Insurance Commissioners (NAIC) Task Force, and has served on the Task Force for over 25 years. Marg was a contributing author to the AICPA’s Insurance Industry Audit Risk Alert for over ten years and to the annual updates to the AICPA’s Property & Casualty and Life & Health Audit Guides.

Line of Business Expertise

  • Bachelor of Business Administration in Accounting, University of North Florida
  • Certified Public Accountant
  • Certified Financial Examiner
  • Certified Insurance Examiner
  • Market Conduct Management
  • Certified Internal Auditor
Education and Qualifications

  • Certification in Risk Management Assurance
  • Chartered Life Underwriter
  • Registered Health Underwriter
  • Chartered Property Casualty Underwriter